I read may’be 4-6 books a month on a variety of different topics.
These topics range from property investing, biographies, business, marketing, sales, design and some fiction too (well you’ve got to have a break sometime haven’t you?).
I think that continual learning is really important and by reading books rather than watching television (although sadly I subscribe to that evil beast as well most night after 9.30pm), you can keep your mind occupied and the little grey matter might last a wee bit longer.
So, I’ve decided to share my books with …

Experiences are an interesting concept and I’ve partaken in three recently that all differed enormously.
I’m sitting sipping a grande Cinnamon Dolce Latte (indulgent I know but its my treat for the day) at the home of phenomenal experiences Starbucks.
Everything about the Starbucks ethos, promise, atmosphere, staff and products wants me to come back again and again.  If I need a coffee when I’m in a new town, Starbucks will always be my first choice because they have mastered the experience of drinking a cup of coffee whilst relaxing on a comfortable …

Show me the money, property investor reveals all

Yes folks, here’s the section where you can ask me questions on any property-related topics that you just can’t find the answer for.
I’ll try my best to answer as many as I can; I may sometimes refer you elsewhere but I will endeavour to make sure that we get all of your questions answered.
So, keep them coming and I look forward to helping you with your property exploits.

In 2005, significant changes were made to the Housing Act which meant that Houses in Multiple Occupancy came under additional legislation and scrutiny. 
This was to protect the people staying in HMO’s whilst ensuring that standards were nationalized and brought up to a decent and safe standard.
Generally speaking, all properties where there are more than 2 people sharing who are unrelated is classified as a HMO.  However, what this means in practice is that HMO’s need to meet national standards of rental accommodation.
None of this is too onerous and is general …

Investing is all about making a return on your money. 
Typical yields in the property market tend to be 3%-5% in the current climate for a single let.  This means that if you are paying interest on a loan of 5% plus, then you’ll be losing money if you’re heavily geared (i.e. your loan to the value of your property is more than 80%). 
With HMOs, yields are 8%-12% for a similar property based on the number of rooms.
 This means a good positive monthly cashflow can be enjoyed and you can …